This trend opens up new opportunities for e-commerce retailers to expand their business and increase their sales.

**1. Installment offers: Give your customers the option to pay for products in installments. This can increase the incentive to buy and encourage customers to buy more expensive items from your shop.

**2. Working with financial services providers: Work with financial service providers to offer flexible credit options to your customers. These partnerships can give you access to a larger customer base.

**3. Clear communication: Make sure you communicate the terms for installment payments and loans clearly and transparently. Customers should know exactly what costs and obligations they will have to face.

**4. Marketing strategies: Use marketing strategies to promote your installment offers. Create incentives, such as discounts or special offers, for customers who choose this option.

**5. Customer data analysis: Use data analytics to better understand your customers' buying behavior. This allows you to create tailor-made offers and specifically promote products that are particularly suitable for installment payments.

**6. Customer Service: Provide excellent customer service to competently answer customer questions about credit options and installment payments. Helpful customer service can build customer trust.

Conclusion:

The increasing use of microloans by private buyers offers e-commerce retailers the opportunity to expand their business and generate more revenue. By offering flexible payment options, communicating transparently, and adapting your marketing strategies, you can use this change as an opportunity to strengthen your online presence and make your e-commerce business flourish.